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Use estimates if you do not have exact numbers yet.

Estimates only. Not legal advice. Consult a licensed attorney for accurate case valuation.

Your Estimated Range

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Estimated Settlement Range

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How It Works

How US Lawyers Calculate Settlement Values

Personal injury lawyers in the US use the multiplier method to estimate a starting settlement range:

The Formula

Settlement = (Medical Bills + Lost Wages) × Multiplier

Minor Injuries: 1.5x–2.5x

Soft tissue, bruising, soreness

Moderate: 2.5x–4x

Whiplash, minor fractures

Severe: 4x–7x

Broken bones, surgery required

Catastrophic: 7x–12x

Permanent disability, TBI

This is a starting estimate. Experienced lawyers often negotiate above this range — especially for severe injuries with significant pain and suffering.

What Affects Your Final Settlement?

Liability clarity — Clear fault = higher settlement. Disputed fault = lower or none.
Documentation quality — Photos, police report, and medical records increase your case value significantly.
Speed of medical treatment — Gaps in treatment are used by insurers to lower your payout.
Having a lawyer — Studies consistently show people with attorneys receive 3 times more on average.
Insurance policy limits — The at-fault driver’s policy cap may limit what you can collect directly.

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Your Estimated Range

How US Lawyers Calculate Settlement Values

What Affects Your Final Settlement?